October stock pick for 2009 is Visa ( V ) ??

Visa ( V ) price as of 9/27 - 71.14 Target price 89.50 by 2/10.


Visa Inc. operates a retail electronic payments network. The Company facilitates global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities. Its primary customers are financial institutions, for which it provides product platforms encompassing consumer credit, debit, prepaid and commercial payments. VisaNet, its centralized, global processing platform, enables the Company to provide financial institutions and merchants with a range of product platforms, transaction processing and related value-added services. The Company owns a family of payment brands, including Visa, Visa Electron, PLUS and Interlink, which it licenses to its customers for use in their payment programs. It manages and promotes its brands through advertising, promotional and sponsorship initiatives, and by card usage and merchant acceptance.Recovering economy will be a huge boom because everyone pays with plastic- even when not buying on credit (debit cards). World-wide recognition, and politicians are too busy fiddling with health care to worry about reforming the credit card industry. Buy and hold until health care is decided, and then start watching for Washington to pay attention to credit cards.The leader in the future for business and consumer transactions.Long term trend - cashless society. I haven't had a Mastercard in a long time and have never bothered to sign up for American Express. Discover seems lame. Visa is the clear leader in a space with few players. Additionally, defaults mean squat to them. They simply provide the infrastructure. They get paid by the swipe! As an idustry I think the credit card market with the rest of the credit industry is in for a world of hurt with increasing defaults.The only one I would invest in if I had to is Visa. Reason, well they're debit card side of the buisness has surpassed its credit card buisness. As credit cards become harder and harder to come by due to tighter restrictions, bad credit record, etc.. people will fall back on they're debit cards. The other piece of plastic. Now coupled with positive earnings the past two quarters and expected surge in debit card use, its going up. Now Visa might take a hit but in the long run this company will outperform.Profits come from both directions of the consumer credit/debt models. Whats not to like about that? Everyone knows this. World economies will embrace credit card companies more and more which is a sustainable growth rate for years. I expect Visa and MC to both do well on that assumption hopefully lowering the P/E ratio to a more acceptable level; probably the only con I see at a glance. Everyone moving to an all cash transaction economy you say?As has been mentioned Visa doesn't carry the debt. I think usuage will continue to rise for now as even people paying off their cards are using them to stretch their money. Visa makes money on the usage, not the debt.
The potential bump in the road is what the government may do with credit cards, that is the only reason this is a shor pick for me. But I still think of it as a long term winner. Whats in your wallet?

Kneale: Save ObamaCare ? by Killing It - Politics and Government * US * News * Story - CNBC.com

Kneale: Save ObamaCare ? by Killing It - Politics and Government * US * News * Story - CNBC.com

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Hot September penny stock to buy in 2009/2010 ( BLVI )

BLACK ART BEVERAGE INC - BLVI - .06 a share as of 9/14/09 , Target price .25 by year end.After recent falling of the stock price due to a number of messages wich will strongly improve the future of this company and the future of it's 'stock-owners' the price seems to be at the bottom.The chart on the stock shows that the stock has firmed up and the big
burst higher is coming based on big news is pleased to
announce it has established a marketing deal for Black Art Beer commercials
to air on Comcast cable during 2009 - 2010 regionally aired National
Football League games, commercials will air throughout the season in select
markets during Monday Night Football. These commercials will debut in the
Southeastern United States market and will be viewed by over 27,000,000
households. The Southeastern US beer market includes Florida which was
ranked third in per capita consumption in the United States. This campaign
will be expanded to other markets as distribution is achieved in those
territories.
Ras Moses, President of Black Art Importers, commented "As previously
stated in our communication to shareholders, it is the goal of our team to
focus on our objectives for success. We are very pleased to be able to have
established this relationship and created an avenue to communicate Black
Art`s existence in the United States. We intend to continue to grow Black
Art brand awareness by any means available to us. Having visibility at
events sponsored by the National Football League, Major League Baseball,
and other professional sporting events is part of our plan going forward."
About Black Art Beer
Black Art Beer is produced in Germany and exported to the United States
exclusively through Black Art Importers. Black Art`s current products
include the flagship Black Art beer, a dark premium pilsner, and Black Art
Gold, a smooth and light pilsner. Other styles and draft keg beer is
forthcoming. For more information, please visit:
www.blackartbeer.com.
About Black Art Beer Importers, Inc.
Black Art Importers is a Florida corporation engaged in the business of
distributing the Black Art brand. Black Art Beer Importers, Inc. is a
wholly owned operating company of Black Art Beverage, Inc.

About Braustolz Brauerie AG.

Black Art pilsner beers are brewed and bottled by Braustolz GmbH in
Germany. Braustolz has been in operation since 1868, brewing beer according
to the German Purity Laws of 1516, which results in superior quality.
Braustolz is a wholly owned subsidiary of a Brewery Group headed by
Kulmbacher Brewery all based in Germany. availability of Black Art Gold and Dark draft beer for the Oktoberfest season and into 2010. Draft product will be delivered in non-returnable kegs which will provide greater flexibility for penetration of the brand into key markets. This container was chosen for the following reasons:
�
-- Black Art will be able to be marketed to areas that would
traditionally be outside the sales footprint for an emerging brand.
-- The weight advantage of the keg means 25% more beer can be shipped in
each container offering a reduction in per-liter shipping costs and
increased margin per unit.
-- No return shipments, no theft losses of conventional kegs, or
additional storage and administrative fees associated with traditional
returnable kegs.

Ras Moses, President of Black Art Importers, commented, "We are very pleased to be able to have draft beer available in the United States. The growth of any brand is reliant on both the retail market segment and the restaurant on premise segment to become truly successful. Black Art is now able to grow in key cities like New York, Philadelphia, Boston, Chicago, Miami, and other metropolitan markets where storage space is a premium and draft beer is an absolutely necessity for sales and brand development."
About Black Art Beer
Black Art Beer is produced in Germany and exported to the United States exclusively through Black Art Importers. Black Art's current products include the flagship Black Art beer, a dark premium pilsner, and Black Art Gold, a smooth and light pilsner. Other styles and draft keg beer is forthcoming

Momentum Stock Picks-

Analyst, Michael Vodicka, describes the momentum in Autonation (AN) and Western Digital Corp. (WDC

Top september stock pick for 2009 , Is ford ? ( F )

1. Ford ( F ) 7.43 a share as of 9/1/09 Target price 12.00 by 1/1/10
New, environmentally-focused product lineup rolling out now and especially through 2010. Ford has demonstrated an understanding of what spurs consumer car-buying, recession or not. Economy cars and light utility vehicles with a high standard of quality are a ubiquitous desire for almost every American and American family. Staying out of the government's pocket has done wonders for its reputation throughout the last 6 months, and Ford will continue to grow. A slowdown in sales due to the jolt from CARS will see this stock dip in the short-term, but F is a great long-term bet.
Stick it out with Ford. The clash for clunkers is ramping up their production so can expect them to climb in the near future. Plus, they are not being directly monitored by the government as GM is so there potential should be greater in the months to come.Ford has been moving their pieces behind the scenes. They were well prepared to stand alone when their competitors were grabbing their ankles for Uncle Sam. As a long standing client of Goldman Sachs, I believe the Wall Street bank has had some influence in guiding Ford through the recent mine fields. Ford was crying broke, many years ago. They knew they had to make a change in the amount of fuel their products were using. And now they are ready to satisfy the consumers with their low milege cars and trucks. It's Great to see FORD MOTORS stay independent.Recently pulled back 15% from a 52 wk high. I expect F to bounce back. Should benefit from Cash for Clunkers program in Q3 and beat earnings expectations. "Now" it's their turn to make money. I see Ford ( F ) going to 12.00 a share by year end !

By: Phil LeBeau

For as long as I've been covering the auto industry, I've seen some variation of this story on a regular basis. Every so often, there is a survey that shows a growing percentage of car buyers would be willing to consider sliding behind the wheel of a Big 3 car. Despite these encouraging reports, the Big 3 market share continues to slide.

The latest survey coming from Consumer Reports shows an overwhelming majority of those surveyed would definitely consider buying a GM, Ford, or Chrysler. 81% to be exact. Compared to 47% for an Asian model and 46% for a European model. With numbers like that, you'd think the Big 3 would be gaining ground on the boys from overseas. But they aren't. Only Ford has picked up market share in the last year.
So what's the deal?

Why is it buyers say they are interested in a Detroit car, but when it comes time to driving off the lot, they are zipping away in a Toyota, Hyundai, or Mini?

Lately, you can blame some of the disconnect on the bankruptcies of GM and Chrysler. While both came through the process better than expected, both companies are just getting their footing. The other issue is new product cadence. Ford's gaining ground right now because it's in the sweet spot with new models rolling out. For GM, there's little hitting showrooms that is generating buzz, and Chrysler is left holding some re-designed older models until the new owners Fiat can pump some life, and product designs, into the company.

As one auto industry veteran told me this summer, aside from Ford, there's not a lot coming out Detroit to get excited about.

Still, the Consumer Reports survey shows these guys have an amazing opportunity to win back buyers who ARE willing to give motown another shot. And all is not lost. This fall GM will ramp up its advertising and marketing under vice chair Bob Lutz. A fresh approach could change perception even more. And at Chrysler, Sergio Marchionne has the company's designers moving fast to not only tweak existing models, but more importantly speed up the development of new vehicles. Ford? It's in a groove right now and will run with the new Taurus and its "Why Ford? Why now?" campaign for some time.